Best Special Rates and Terms in Orlando, Florida, FL

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Below are special Certificate of Deposit special rates and terms from banks in Orlando, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Orlando, FL - October 30, 2025

Bank	APY	MIN	PERIOD
Valley National Bank Dr. Phillips Office Branch	4.00%	$500	3 months	Learn More Reviews (2)
Rate History: 4.50% → 4.00% → 4.00%
BankUnited, National Association Orlando Branch	4.00%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%
Regions Bank St Cloud Branch	3.80% 3.55% 3.55%	$501 $500	5 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 0.01% → 3.80%
Seacoast National Bank Lake Nona Branch	3.75%	$1,000	3 months	Learn More Reviews (1)
Rate History: 4.10% → 4.00% → 4.10% → 4.00% → 3.75%
Bank of America, National Association St. Cloud Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
TD Bank, National Association Kissimmee Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
Regions Bank St Cloud Branch	3.70% 3.45% 3.45%	$501 $500	8 months	Learn More Reviews
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70%
Seacoast National Bank Lake Nona Branch	3.50%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.50% → 4.20% → 3.75% → 3.90% → 3.50%
TD Bank, National Association Kissimmee Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association St. Cloud Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35%
Seacoast National Bank Lake Nona Branch	3.25%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.25% → 3.50% → 3.25%
Regions Bank St Cloud Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
TD Bank, National Association Kissimmee Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
TD Bank, National Association Kissimmee Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
Regions Bank St Cloud Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Truist Bank Saint Cloud East Branch	2.75%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75%
Regions Bank St Cloud Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Public Bank Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
Bank of America, National Association St. Cloud Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
PNC Bank, National Association Public Bank Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Public Bank Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Public Bank Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association St. Cloud Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Saint Cloud Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Orlando, FL - October 30, 2025

Branch	Street	City	State
Valley National Bank Dr. Phillips Office Branch	7625 Sandlake Road	Orlando	FL
BankUnited, National Association Orlando Branch	2495 S Orange Avenue	Orlando	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
Seacoast National Bank Lake Nona Branch	9680 Narcoosee Road, Suite 101	Orlando	FL
Bank of America, National Association St. Cloud Branch	4300 West 13th Street	Saint Cloud	FL
TD Bank, National Association Kissimmee Branch	120 South John Young Parkway	Kissimmee	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
Seacoast National Bank Lake Nona Branch	9680 Narcoosee Road, Suite 101	Orlando	FL
TD Bank, National Association Kissimmee Branch	120 South John Young Parkway	Kissimmee	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
Bank of America, National Association St. Cloud Branch	4300 West 13th Street	Saint Cloud	FL
Seacoast National Bank Lake Nona Branch	9680 Narcoosee Road, Suite 101	Orlando	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
TD Bank, National Association Kissimmee Branch	120 South John Young Parkway	Kissimmee	FL
TD Bank, National Association Kissimmee Branch	120 South John Young Parkway	Kissimmee	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
Truist Bank Saint Cloud East Branch	1200 E Irlo Bronson Memorial Hwy	Saint Cloud	FL
Regions Bank St Cloud Branch	4459 13th Street	Saint Cloud	FL
PNC Bank, National Association Public Bank Branch	2500 13th Street	Saint Cloud	FL
Bank of America, National Association St. Cloud Branch	4300 West 13th Street	Saint Cloud	FL
PNC Bank, National Association Public Bank Branch	2500 13th Street	Saint Cloud	FL
PNC Bank, National Association Public Bank Branch	2500 13th Street	Saint Cloud	FL
PNC Bank, National Association Public Bank Branch	2500 13th Street	Saint Cloud	FL
Bank of America, National Association St. Cloud Branch	4300 West 13th Street	Saint Cloud	FL
JPMorgan Chase Bank, National Association Saint Cloud Branch	4355 13th St	Saint Cloud	FL